Multiplier publishes an EOR price of US$459 and Rivermate US$319 per employee per month, so Rivermate's headline fee is US$140 a month (US$1,680 a year) lower per employee. Country costs, benefits and add-ons can outweigh that difference. Rivermate publishes a range rather than one price, from US$319 to US$639 depending on the country and hire, so at the top of its range it costs more than Multiplier's US$459.
Multiplier: EOR and global payroll provider with publicly listed pricing.
Rivermate: Amsterdam-based EOR provider publishing a price range rather than a single figure, with contractor of record and visa support, growing by acquisition.
| Feature | Multiplier | Rivermate |
|---|---|---|
| Published EOR price | From US$459 / month | From US$319 / month |
| Pricing model | Per employee / month (Core plan, billed annually) | Per employee / month (published range) |
| Products | Employer of Record, Contractor management, Global payroll | Employer of Record, Contractor payments, Contractor of record, Visa and immigration support, Global consulting |
| Coverage | 150+ countries (provider claim) | 180+ countries, through 38 owned entities and local partners (provider claim) |
| Headquarters | Singapore | Amsterdam, Netherlands |
| Founded | 2020 | Not stated |
| Factor | Multiplier | Rivermate |
|---|---|---|
| Published EOR price | US$459 / employee / month | US$319–US$639 / employee / month |
| What the price covers | Core plan US$459 per person per month billed annually or US$499 billed monthly; Growth plan US$519 billed annually or US$559 billed monthly (yearly billing saves 8%); Enterprise is custom-priced. Compliance-mandated add-ons and implementation fees apply as applicable. Contractor of Record is priced separately, from US$400 per contractor per month. | Published EOR range of US$319 to US$639 per employee per month, varying by country, headcount, project and expat vs local hire. Contractor of Record from US$149 per contractor per month; visa and immigration support priced on request. |
What each provider's own website says. Where it doesn't say, ask in your quote.
| Item | Multiplier | Rivermate |
|---|---|---|
| What the EOR fee includes | Compliant employment and locally compliant contracts; Payroll processing, and tax and statutory filings; Benefits administration; Employee onboarding; Ongoing HR support | Employment through owned entities or local partners in 180+ countries; Payroll in 120+ currencies; No onboarding or offboarding costs; Global health insurance as an option |
| Setup and offboarding fees | Compliance-mandated add-ons and an implementation fee apply as applicable. | None, according to its pricing page ("No hidden fees"). |
| Deposit | Not stated on its pricing page | One month's payroll plus the first month's costs upfront, 100% refundable. |
| Contract and billing | US$459 a month on annual contracts or US$499 on monthly contracts (Core plan); yearly billing saves 8%. | Month-to-month, with 30 days' termination notice; the service ends once the employee's notice period has run. |
Annual EOR fees at each provider's published starting price, before employment costs, benefits or add-ons. Rivermate's published price is lower by US$1,680 per employee a year.
| Employees | Multiplier | Rivermate | Difference a year |
|---|---|---|---|
| 1 | US$5,508 | US$3,828 | US$1,680 |
| 5 | US$27,540 | US$19,140 | US$8,400 |
| 10 | US$55,080 | US$38,280 | US$16,800 |
| 25 | US$137,700 | US$95,700 | US$42,000 |
Our country guides don't yet list both providers for the same country. Multiplier appears in our guides for Argentina, Australia, Belgium, Brazil, Canada, Colombia, France, Germany, India, Ireland, Italy, Mexico, Netherlands, Philippines, Poland, Portugal, Singapore, South Africa, Spain, Sweden, United Arab Emirates, United Kingdom. Rivermate isn't in our country guides yet. Ask both for country-specific quotes.
- Both offer: Employer of Record.
- Only Multiplier lists: Contractor management, Global payroll.
- Only Rivermate lists: Contractor payments, Contractor of record, Visa and immigration support, Global consulting.
- Pricing model: Multiplier: Per employee / month (Core plan, billed annually); Rivermate: Per employee / month (published range).
- Multiplier, 17 October 2026: Unchanged. Its FAQ confirms EOR from US$459 on annual contracts and US$499 on monthly contracts; US$400 is the Contractor of Record price.
- Multiplier, 15 October 2026: Unchanged: Core US$459 billed annually / US$499 monthly; Growth US$519 billed annually / US$559 monthly (yearly saves 8%); Enterprise custom; compliance-mandated add-ons and implementation fees as applicable.
- Multiplier, 8 October 2026: Core US$459 (annual) / US$499 (monthly); Growth US$519 / US$559 (previously listed here: From about US$400).
- Rivermate, 22 October 2026: EOR from US$319 to US$639 per employee per month; Contractor of Record from US$149; visa and immigration support on request.
Consider Multiplier if…
- Headline cost is a primary decision factor
- You hire in Asia-Pacific as well as Europe
Consider Rivermate if…
- You want the lower published EOR price (US$319 vs US$459 per employee per month)
- You want a published price range rather than a quote-only provider
- You need visa sponsorship or contractor of record alongside EOR
- What is the all-in monthly fee for my specific countries, on annual and monthly billing?
- Do you employ through your own entity or a partner in each country?
- What deposit is required, and what currency margin applies to invoices?
Use our provider due-diligence checklist for the full list. To check the employment cost on top of either fee, see our country guides.
Is Multiplier or Rivermate cheaper?
On published prices, Rivermate is cheaper: US$319 vs US$459 per employee per month. Compare itemised quotes for your countries, since deposits, currency conversion and benefits affect the total. Rivermate publishes a range rather than one price, from US$319 to US$639 depending on the country and hire, so at the top of its range it costs more than Multiplier's US$459.
What's the main difference between Multiplier and Rivermate?
Rivermate has the lower published EOR price, by US$140 a month per employee. Multiplier prices on a "Per employee / month (Core plan, billed annually)" basis and Rivermate on a "Per employee / month (published range)" basis. Only Multiplier lists Contractor management, Global payroll. Only Rivermate lists Contractor payments, Contractor of record, Visa and immigration support, Global consulting.
Do Multiplier and Rivermate use their own entities?
Delivery models (owned entity or local partner) can vary by country. Ask each provider to confirm in writing for the countries you hire in.
Why choose Multiplier over Rivermate?
Multiplier may suit you better if headline cost is a primary decision factor; you hire in Asia-Pacific as well as Europe. Compare written quotes for your countries before deciding.
Why choose Rivermate over Multiplier?
Rivermate may suit you better if you want the lower published EOR price (US$319 vs US$459 per employee per month); you want a published price range rather than a quote-only provider; you need visa sponsorship or contractor of record alongside EOR. Compare written quotes for your countries before deciding.
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- Multiplier pricing explainedWhat Multiplier publishes about its EOR fees, add-ons and billing.
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